Aviva information additionally exhibits property break-ins on Christmas Day whereas folks have been away. Stolen gadgets embody vehicles, bikes, jewelry and watches, together with a Rolex, devices reminiscent of telephones and laptops – and even all of the crops and slabs from a backyard.
Aviva information additionally exhibits property break-ins on Christmas Day whereas folks have been away. Stolen objects embody vehicles, bikes, jewelry and watches, together with a Rolex, devices similar to telephones and laptops – and even all of the crops and slabs from a backyard.
From reproductive rights to local weather change to Large Tech, The Impartial is on the bottom when the story is creating. Whether or not it is investigating the financials of Elon Musk’s pro-Trump PAC or producing our newest documentary, ‘The A Phrase’, which shines a light-weight on the American ladies combating for reproductive rights, we all know how necessary it’s to parse out the info from the messaging.
At such a crucial second in US historical past, we want reporters on the bottom. Your donation permits us to maintain sending journalists to talk to each side of the story.
The Impartial is trusted by People throughout your complete political spectrum. And in contrast to many different high quality information retailers, we select to not lock People out of our reporting and evaluation with paywalls. We imagine high quality journalism must be accessible to everybody, paid for by those that can afford it.
Your assist makes all of the distinction.
Dentures unintentionally being thrown away with wrapping paper and an oven door snapping off are among the many Christmas Day calamities which have been handled lately by an insurance coverage large.
Aviva has delved into dwelling insurance coverage claims overlaying the eight Christmas Days from 2016 to 2023.
Unintended injury is among the many commonest claims, with breakages together with a broken TV after a buyer slipped on a small toy and fell on to it.
In one other incident, a Christmas raclette was ruined after a canine tripped over the wire and flipped it over.
Carpets and rugs have additionally been broken by spilled crimson wine and knocked-over candles.
We urge everybody to remain vigilant over the vacations to make sure their celebrations stay merry and vivid
Hannah Davidson, Aviva
Cookers and hobs have additionally been broken whereas cooking Christmas dinner, together with a declare the place the oven door snapped off.
Aviva has additionally handled claims for misplaced valuables, together with watches, telephones, gold and diamond rings, in addition to misplaced dentures after they had been thrown out with wrapping paper.
Escape of water claims have additionally been frequent, together with a declare for a flooded kitchen after somebody fell asleep after leaving a faucet on.
Claims for roof injury due to stormy winter climate, together with tiles being ripped off and water injury, have additionally been handled.
The insurer has additionally handled a river bursting its banks on Christmas Day, resulting in properties turning into uninhabitable.
Christmas candles setting gentle to carpets, tables and mantlepieces have been liable for fireplace claims.
In one other property declare, a freezer stopped engaged on Christmas Day, ruining all of the festive meals inside.
Aviva knowledge additionally exhibits property break-ins on Christmas Day whereas individuals have been away. Stolen objects embody automobiles, bikes, jewelry and watches, together with a Rolex, devices corresponding to telephones and laptops – and even all of the crops and slabs from a backyard.
The insurer additionally mentioned it had handled a number of incidents of injury to partitions, gardens and properties brought on by drunk drivers crashing into individuals’s properties.
It has additionally seen instances of deliberate injury, together with vandalised gates and objects being hurled by means of home windows on Christmas Day.
Hannah Davidson, senior underwriting supervisor at Aviva, mentioned: “We urge everybody to remain vigilant over the vacations to make sure their celebrations stay merry and vivid.
“This implies not leaving candles or open fires unattended, monitoring meals whereas it’s cooking, particularly if there are kids about, making certain decorations and Christmas lights are safely put in and preserving valuables out of attain or sight.
“With new battery-operated toys and units within the dwelling, it’s additionally necessary to be sure you’re conscious of how your loved ones are charging these units to make sure they’re doing so safely to keep away from the danger of fireplace.
“In case you plan on being away for the vacation season, shutting off your water on the mains and securing your property correctly also can assist defend it from any sudden occasions.”
She additionally advised that folks verify whether or not their insurance coverage covers the worth of items obtained this Christmas.
Many insurance policies require valuables over £2,000 to be specified, she added.
– Listed below are some ideas from Aviva to assist individuals defend their properties this Christmas:
1. Hold costly items and valuables out of sight of prying eyes and preserve home windows and doorways locked.
2. Guarantee enough protection for elevated contents.
3. With new objects corresponding to cellphones, laptops, and tablets, verify whether or not your coverage covers them when you’re out and about.
4. Perceive what is just not included in your coverage.
5. Keep away from overloading electrical retailers. Use surge protectors and keep away from “daisy-chaining” a number of extension cords.
6. Be cautious with candles and open fires.
7. Monitor kitchen actions. The kitchen is often a busy place through the holidays. Ensure that your smoke detectors are working and have a hearth extinguisher available.
8. Safe your house. In case you are travelling, be sure that all doorways and home windows are locked and your property is safe. In case you’re leaving for an prolonged interval, shut off the water on the mains to forestall burst pipes.
9. Insulate uncovered pipes with specialist insulation. Don’t forget uncovered pipes within the loft, and your cold-water tank.
10. Hold an up to date stock of your belongings, together with new items, and preserve maintain of receipts you probably have them. This might help make the claims course of smoother in case you do must file one.
